Mortgage Education
Learn the basics of how a mortgage works and understand your options. Get educated before you apply to make the best decision for your future.
If you are looking for Expert guidance and personalized solutions, you've come to the right place. I've funded over $1 BILLION of real estate in Georgia and I would be honored to help you as well.
Over 25 Years Experience and Over $1 BILLION funded.
Chat with Randy
The Future is here - Chat with our AI model and learn all about Mortgages and the Home Buying Process!
Why Choose Randy McMullin?
Best Rates & Closing Costs
Low-overhead model with 15+ years of vendor relationships means more savings for you.
Going Above & Beyond
Available evenings and weekends with constant communication throughout your journey.
Industry Expertise
Tailored solutions based on your unique situation for the best possible outcome.
What Our Clients Say
I have known and worked with Randy McMullin for over 15 years, and he is hands down one of the best Mortgage Brokers with which I have ever worked. His honesty and integrity are unmatched. Randy has handled my personal refinance and numerous transactions for our clients, and he consistently exceeds my expectations and those of our clients. He always puts his client's needs first and does his best to find the absolute best product to suit their needs. He almost always answers his phone and, and if you have to leave him a voicemail, you will hear back from him before the end of the day, no matter the time. If you want a mortgage broker who is extremely knowledgeable of all things finance, will be available when you need him and will go above and beyond the call of duty for you, then Randy McMullin is right for you.
Jodi
Realtor
Minimum Down Payment Requirements
Different loan types offer various options to help you get into your dream home
FIRST-TIME HOMEBUYERS
Special programs for first-time buyers
CONVENTIONAL
Standard conventional loans
VA
For veterans and service members
USDA
For rural and suburban homes
JUMBO
For higher-value properties
Getting Started
The AmStar Advantage
The AmStar Advantage
Where Do Rates Come From
What Factors Determine YOUR Interest Rate
Loan and Rate Options
Market Updates
February 25, 2025
February 25, 2025
2025 Buyer versus Renting #2
Buying vs Renting - A Long Term Financial Comparison
Don't Make a $5000 Refi Mistake
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Stay updated with the latest mortgage insights and market updates
Ready to Take the First Step?
Get in touch with Randy McMullin and begin your journey to home ownership.
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